Stock Overview

SoFi Technologies Inc. (SOFI)

NASDAQ · Financial Services · Credit Services

SoFi Technologies Inc. is a Financial Services company with a market capitalization of $24.15B and a trailing P/E ratio of 38.2.

Market Cap
$24.15B
P/E (TTM)
38.2
Forward P/E
31.2
Price/Sales
5.7
Price/Book
2.2
Beta
2.20
EPS (TTM)
$0.49
Profit Margin
11.2%
ROE
7.1%
Short % of Float
14.6%
Days to Cover
2.3
52W High
$32.21
52W Low
$15.15

5-Year Price History

Latest Annual Financials · FY ending December 31, 2025

Revenue
$4.77B
Gross Profit
$3.58B
Operating Income
$525.86M
Net Income
$481.32M
Free Cash Flow
-$3.98B
Total Debt
$1.82B
Cash & Equivalents
$4.93B
Shareholder Equity
$10.49B

Recent Quarterly Earnings (EPS)

QuarterReportedActual EPSEstimateSurprise
Q1 2026April 29, 2026$0.12$0.12+0.0%
Q4 2025January 30, 2026$0.12$0.11+9.1%
Q3 2025October 28, 2025$0.10$0.08+25.0%
Q2 2025July 29, 2025$0.09$0.06+50.0%
Q1 2025April 29, 2025$0.06$0.03+100.0%
Q4 2024January 27, 2025$0.05$0.04+25.0%

Short Interest

FINRA-reported short interest for semi-monthly settlement dates, published about nine business days after each settlement. Share counts are adjusted to the current split basis.

SettlementShares Short% of Shares OutDays to CoverChange
July 15, 2026185,956,37713.49%2.3-1.1%
June 30, 2026188,100,00613.65%2.0-3.9%
June 15, 2026195,788,40914.21%2.6+5.2%
May 29, 2026186,137,26713.51%2.6+7.6%
May 15, 2026173,005,23612.55%2.8+7.5%
April 30, 2026160,947,03911.68%2.2+1.7%
April 15, 2026158,247,48711.76%3.1-4.2%
March 31, 2026165,256,94012.28%2.3+18.3%

Other Credit Services Stocks

Frequently Asked Questions

What is SoFi Technologies Inc.'s market cap?

As of August 13, 2026, SoFi Technologies Inc. (SOFI) has a market capitalization of $24.15B.

What is SoFi Technologies Inc.'s P/E ratio?

SoFi Technologies Inc. trades at a trailing price-to-earnings (P/E) ratio of 38.2. Its forward P/E is 31.2.

Does SoFi Technologies Inc. pay a dividend?

SoFi Technologies Inc. does not currently pay a dividend.

What sector is SOFI in?

SoFi Technologies Inc. is in the Financial Services sector, specifically the Credit Services industry.

What is SoFi Technologies Inc.'s short interest?

As of the July 15, 2026 FINRA settlement, 185,956,377 SOFI shares were sold short, or 13.49% of shares outstanding. Days to cover: 2.3. FINRA publishes short interest twice a month, about nine business days after each settlement date.

What was SoFi Technologies Inc.'s revenue?

In its latest reported fiscal year (ending December 31, 2025), SoFi Technologies Inc. reported revenue of $4.77B and net income of $481.32M.

Ask your own questions about SOFI

Try mrmarket.ai free

Data as of August 13, 2026. Figures are sourced from company filings and market data and may be delayed or revised. For informational purposes only — not investment advice.