Stock Overview

Synchrony Financial (SYF)

NYSE · Financial Services · Credit Services

Synchrony Financial is a Financial Services company with a market capitalization of $26.18B, a trailing P/E ratio of 49.4, and a dividend yield of 1.12%.

Market Cap
$26.18B
P/E (TTM)
49.4
Forward P/E
8.6
Price/Sales
2.6
Price/Book
1.7
Dividend Yield
1.12%
Beta
1.31
EPS (TTM)
$1.63
Profit Margin
18.1%
ROE
20.8%
Short % of Float
6.0%
Days to Cover
5.0
52W High
$87.76
52W Low
$63.52

5-Year Price History

Latest Annual Financials · FY ending December 31, 2025

Revenue
$19.12B
Gross Profit
$9.76B
Operating Income
$4.62B
Net Income
$3.55B
Free Cash Flow
$9.85B
Total Debt
$15.18B
Cash & Equivalents
$14.97B
Shareholder Equity
$16.77B

Recent Quarterly Earnings (EPS)

QuarterReportedActual EPSEstimateSurprise
Q2 2026July 21, 2026$2.59$2.08+24.5%
Q1 2026April 21, 2026$2.27$2.16+5.1%
Q4 2025January 27, 2026$2.18$2.02+7.9%
Q3 2025October 15, 2025$2.86$2.21+29.4%
Q2 2025July 22, 2025$2.50$1.79+39.7%
Q1 2025April 22, 2025$1.89$1.65+14.5%

Short Interest

FINRA-reported short interest for semi-monthly settlement dates, published about nine business days after each settlement. Share counts are adjusted to the current split basis.

SettlementShares Short% of Shares OutDays to CoverChange
July 15, 202619,367,2445.60%5.0+6.7%
June 30, 202618,154,3325.25%4.8-14.5%
June 15, 202621,242,5346.14%6.5-7.4%
May 29, 202622,942,3476.63%5.4+10.2%
May 15, 202620,812,2886.02%5.6+0.0%
April 30, 202620,808,3056.01%4.6+42.0%
April 15, 202614,658,8204.10%5.0+1.1%
March 31, 202614,495,9144.05%3.6-6.6%

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Frequently Asked Questions

What is Synchrony Financial's market cap?

As of August 13, 2026, Synchrony Financial (SYF) has a market capitalization of $26.18B.

What is Synchrony Financial's P/E ratio?

Synchrony Financial trades at a trailing price-to-earnings (P/E) ratio of 49.4. Its forward P/E is 8.6.

Does Synchrony Financial pay a dividend?

Yes — Synchrony Financial pays a dividend yielding 1.12%, an annual payout of $1.20 per share.

What sector is SYF in?

Synchrony Financial is in the Financial Services sector, specifically the Credit Services industry.

What is Synchrony Financial's short interest?

As of the July 15, 2026 FINRA settlement, 19,367,244 SYF shares were sold short, or 5.60% of shares outstanding. Days to cover: 5.0. FINRA publishes short interest twice a month, about nine business days after each settlement date.

What was Synchrony Financial's revenue?

In its latest reported fiscal year (ending December 31, 2025), Synchrony Financial reported revenue of $19.12B and net income of $3.55B.

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Data as of August 13, 2026. Figures are sourced from company filings and market data and may be delayed or revised. For informational purposes only — not investment advice.