Stock Overview

Velocity Financial Llc (VEL)

NYSE · Financial Services · Mortgage Finance

Velocity Financial Llc is a Financial Services company with a market capitalization of $718.10M and a trailing P/E ratio of 6.6.

Market Cap
$718.10M
P/E (TTM)
6.6
Price/Sales
2.5
Price/Book
1.0
Beta
0.70
EPS (TTM)
$2.76
Profit Margin
15.8%
ROE
16.3%
Short % of Float
29.8%
Days to Cover
18.0
52W High
$20.76
52W Low
$16.97

5-Year Price History

Latest Annual Financials · FY ending December 31, 2025

Revenue
$714.45M
Gross Profit
$681.04M
Operating Income
$511.29M
Net Income
$105.05M
Free Cash Flow
$17.88M
Total Debt
$6.54B
Cash & Equivalents
$92.10M
Shareholder Equity
$672.53M

Recent Quarterly Earnings (EPS)

QuarterReportedActual EPSEstimateSurprise
Q1 2026May 6, 2026$0.68$0.64+6.3%
Q4 2025March 11, 2026$0.93$0.67+38.8%
Q3 2025November 6, 2025$0.65$0.56+16.1%
Q2 2025August 7, 2025$0.73$0.53+37.7%
Q1 2025May 1, 2025$0.55$0.57-3.5%
Q4 2024March 6, 2025$0.60$0.48+24.3%

Short Interest

FINRA-reported short interest for semi-monthly settlement dates, published about nine business days after each settlement. Share counts are adjusted to the current split basis.

SettlementShares Short% of Shares OutDays to CoverChange
July 15, 20261,503,1943.84%18.0+8.1%
June 30, 20261,391,2313.55%11.4+0.0%
June 15, 20261,390,9693.55%18.0-1.0%
May 29, 20261,404,5103.59%19.3+27.9%
May 15, 20261,097,9392.80%11.5+9.3%
April 30, 20261,004,3702.63%18.4-0.5%
April 15, 20261,009,0452.64%9.6-15.9%
March 31, 20261,199,2413.14%9.8+13.8%

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Frequently Asked Questions

What is Velocity Financial Llc's market cap?

As of August 13, 2026, Velocity Financial Llc (VEL) has a market capitalization of $718.10M.

What is Velocity Financial Llc's P/E ratio?

Velocity Financial Llc trades at a trailing price-to-earnings (P/E) ratio of 6.6.

Does Velocity Financial Llc pay a dividend?

Velocity Financial Llc does not currently pay a dividend.

What sector is VEL in?

Velocity Financial Llc is in the Financial Services sector, specifically the Mortgage Finance industry.

What is Velocity Financial Llc's short interest?

As of the July 15, 2026 FINRA settlement, 1,503,194 VEL shares were sold short, or 3.84% of shares outstanding. Days to cover: 18.0. FINRA publishes short interest twice a month, about nine business days after each settlement date.

What was Velocity Financial Llc's revenue?

In its latest reported fiscal year (ending December 31, 2025), Velocity Financial Llc reported revenue of $714.45M and net income of $105.05M.

Ask your own questions about VEL

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Data as of August 13, 2026. Figures are sourced from company filings and market data and may be delayed or revised. For informational purposes only — not investment advice.